fb.Fernando Barbosa

Lead Scientist at FICO

Better decisions.
Through applied AI.

I connect models, business decisions and the people who make them.

My work spans credit decision systems, global forecasting and optimization—from the underlying mathematics to solution architecture and delivery.

Explore my experience
reported increase in checkout conversionGrupo SBF · 2021monthly lending portfolio supportedNoverde · 2019–2021institutions in customer pipelineFICO · 2026contributors led across two programsIFF · 2022–2025

Selected career impact and scale · documented in CVs and project accounts. Context & sources ↗

Monsanto · BayerNextel BrasilBanco VotorantimNoverde · DotzGrupo SBFCoraIFFFICO
Fernando standing beside the UNICAMP campus sign

Education & research

The research behind my practice.

At UNICAMP, I explored reinforcement learning for crop-insurance fraud prevention. The research connects my economics background with the design of decision systems.

Read the UNICAMP research story
Fernando at his UNICAMP thesis defense
UNICAMP · 2023 / At my master’s thesis defense.

From research to delivery

Technical depth. Shared responsibility.

From graph-based churn at Nextel to global forecasting at IFF and international financial decision systems at FICO, I connect scientific reasoning with the teams and decisions it needs to serve.

Explore my experience

Experience

Career, companies and delivery responsibilities.

Portfolio

Interactive demonstrations, code and technical field notes.

Writing

Ideas on applied AI and decision science.

Connect

International opportunities and professional conversations.